Can Skipping Coffee Make You Rich? The Math Might Surprise You

Most of us have a daily routine that includes a cup of coffee—maybe even two or three. Whether you stop by your favorite café on the way to work or brew it at home, that daily habit can add up. You might have heard people joke about “skipping coffee to get rich,” but is there any truth to it? The answer might surprise you. Let’s look at the numbers in a simple way. You can also check out more useful info on this kind of topic at https://latteperday.com/ .

Let’s say you buy a coffee for $5 every weekday. That’s $25 a week, or about $100 a month. Over a year, that adds up to $1,200. Not bad, right? But here’s where it gets interesting—what if you didn’t just save that money but also invested it?

Imagine putting that $100 each month into a savings account, or even better, a low-cost index fund that gives you an average 5-7% return each year. After 10 years, you could have around $16,000. Keep going for 20 years, and you’re looking at $40,000 or more. All from skipping coffee.

Now, nobody’s saying you need to give up your morning cup completely. Life should still feel good. Maybe it just means cutting back—like making coffee at home a few days a week. A bag of ground coffee and a basic coffee maker can save you a lot in the long run.

The bigger idea here is about habits. Small changes done regularly can lead to big results. Coffee is just one example. It's about being more aware of where your money goes and asking yourself if those daily choices are really worth it in the long term.

Building wealth doesn’t always require big moves. Sometimes, it starts with small decisions that seem unimportant. It might feel like $5 won’t make a difference, but over time, it really can.

So, can skipping coffee make you rich? Well, maybe not rich overnight—but smarter habits could put thousands of extra dollars in your pocket and help you feel more in control of your money. And that’s a pretty good start.